The mortgage industry has become a maze of rules and regulations. Assuring compliance with Department of Real Estate (DRE) and Department of Corporations (DOC) regulations, State licensing, independent contractor/employee status for loan officers, qualifying as a HUD Mortgagee and qualifying for warehouse lines of credit, all require a thorough knowledge of the industry and the legislation that regulates it. At Schoenholz & Spiegel, LLP, we have the experience and qualifications to ensure your awareness of, and compliance with, the rules and regulations. We maintain active involvement in the mortgage industry to stay apprised of new developments that affect our clients. Our numerous clients in this field rely on us for all of our standard services, as well as industry-specific services such as:

Audited financial statements for HUD, FHLMC, FNMA and Warehouse Lenders Providing updates on changes in laws and regulations Assistance with proper accounting for mortgage banks and brokers Consulting on independent contractor/employee issues Assuring compliance with DRE and DOC regulations Assistance with DRE and HUD audits

To assist you with the initial preparation of your HUD approval packet, we have provided links directly to the HUD information. Jeff Spiegel specializes in the needs of mortgage industry. He is involved in a number of organizations including the California Association of Mortgage Brokers (CAMB). He is a frequent speaker, and has authored numerous articles in various mortgage industry publications. He has received awards including the 1996 Statewide Affiliate of the Year, in recognition of his continued contributions and dedication.

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